Mortgage Affordability Calculator
Calculate how much you can afford to borrow based on your income, deposit, and current interest rates. Estimate monthly payments, loan-to-value ratio, and total mortgage costs.
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Before tax
Cash available for down payment
% per year
Current market rates: 4-7% depending on LTV and credit
Typical: 25-30 years
Include: car loans, credit cards, personal loans, student loans